You can view your credit report online now for free, and order your National Credit Score from CreditExpert, Experian's online credit monitoring service.

If anything in your report is out of date or gives a misleading picture of your willingness or ability to repay a loan, mortgage or credit card, it can affect your chances of getting the best deals. It can even lead to outright rejection by lenders. Why check your report? Lenders use your Experian credit report when deciding whether to make you an offer and what interest to charge you. Checking your Experian credit report could save you money when applying for a loan, mortgage or credit card. CreditExpert helps you manage what is on your credit report, making sure information it contains is up to date and accurately reflects your situation.